Mortgage Calculator

Calculate your monthly mortgage payment including principal, interest, taxes, insurance, PMI, and HOA fees. View detailed amortization schedule and compare payment options to make informed home buying decisions.

About This Calculator

This mortgage calculator helps you estimate your monthly mortgage payment, including principal, interest, property taxes, insurance, PMI (if applicable), and HOA fees. It also shows how extra payments can reduce your total interest and payoff time. All calculations are estimates based on U.S. mortgage standards.

Basic Loan Information

$60,000.00 (20.00%)

Total: 360 months

$240,000.00

Annual Costs

Typically required if down payment is less than 20%

Extra Payments (Optional)

Additional payment applied to principal each month

Disclaimer: This calculator provides estimates only and is intended for U.S. residents. Actual rates and payments may vary. Consult with a mortgage professional for accurate information.

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