Business Finance
Business loans, ROI, break-even analysis, and cash flow
Make smarter business decisions with our financial calculators designed for entrepreneurs and business owners. Calculate break-even points, analyze profit margins, estimate cash flow, plan for business loans, and evaluate ROI on investments. Essential tools for startups and established businesses alike.
✨ What You Can Calculate
Available Business Finance
Business Loan Calculator
Calculate monthly payments, total interest, and the overall cost of a commercial loan to help you make informed financing decisions.
ROI Calculator
Calculate your business return on investment (ROI) to evaluate profitability and project success.
Break Even Calculator
Calculate the break-even point in units and dollars to understand when your business will start turning a profit.
Cash Flow Calculator
Track and project your business cash flow, including operating, investing, and financing activities.
Profit Margin Calculator
Calculate your gross profit, net profit, and operating margins to track business profitability and pricing efficiency.
Depreciation Calculator
Calculate the depreciation of business assets over time using straight-line, declining balance, or MACRS methods for tax and accounting.
Payroll Tax Calculator
Estimate employer-side payroll taxes, including FICA, FUTA, and SUTA, to accurately budget for new hires and ongoing labor costs.
Invoice Discount Calculator
Calculate the true cost or savings of offering early payment discounts on your invoices to optimize your accounts receivable.
Markup/Margin Calculator
Calculate markup percentage, profit margin, and selling price for your products with step-by-step business math.
Gross Margin Calculator
Calculate your gross profit margin percentage from revenue and cost of goods sold with markup comparison.
EBITDA Calculator
Calculate Earnings Before Interest, Taxes, Depreciation, and Amortization with full income statement breakdown.
About Our Business Finance
CalcuFinance offers a comprehensive collection of free business finance designed to help you make informed financial decisions. Each calculator is built with accuracy in mind, using up-to-date formulas and standards. Whether you're planning for the future, managing current finances, or comparing options, our tools provide the insights you need without any cost or registration.
All calculators work instantly in your browser, support multiple currencies and countries, and include helpful explanations of how calculations are performed. Start calculating today and take control of your financial future.