Mortgage Calculators
Mortgage payment, refinancing, and home buying tools
Navigate the home buying process with confidence using our mortgage calculators. Calculate monthly mortgage payments including taxes and insurance (PITI), compare refinancing options, determine how much house you can afford, and explore amortization schedules. Essential for first-time homebuyers and homeowners.
✨ What You Can Calculate
Available Mortgage Calculators
Mortgage Payment Calculator
Calculate monthly mortgage payments including principal, interest, taxes, insurance, and HOA fees for a comprehensive ownership cost estimate.
Home Affordability Calculator
Determine exactly how much house you can afford based on your annual income, monthly debts, and available down payment funds.
Mortgage Refinance Calculator
Estimate your savings from refinancing your current mortgage and find the exact break-even point for your closing costs.
Mortgage Amortization Calculator
Visualize your mortgage balance and interest payments over the life of the loan with a comprehensive yearly and monthly breakdown.
Biweekly Mortgage Calculator
See how much interest you can save and how much faster you can pay off your home by switching to a biweekly payment schedule.
Mortgage Points Calculator
Determine if paying mortgage discount points up front is worth the interest rate reduction and projected monthly savings over time.
Reverse Mortgage Calculator
Estimate loan amounts and monthly tax-free payments for reverse mortgages, helping homeowners age 62+ convert equity into cash.
Rent vs Buy Calculator
Compare the total financial cost and equity benefits of renting versus buying a home over a long-term period with detailed P&I calculations.
About Our Mortgage Calculators
CalcuFinance offers a comprehensive collection of free mortgage calculators designed to help you make informed financial decisions. Each calculator is built with accuracy in mind, using up-to-date formulas and standards. Whether you're planning for the future, managing current finances, or comparing options, our tools provide the insights you need without any cost or registration.
All calculators work instantly in your browser, support multiple currencies and countries, and include helpful explanations of how calculations are performed. Start calculating today and take control of your financial future.